So would you like the bad news first? Or the good news first?
Let's start with the good news shall we?
We got our flight for Italy changed from New Orleans to Dallas, which means a whole lot less driving for us. Originally when they asked us where we wanted to leave from Sean picked New Orleans thinking we'd be leaving from here, then he realized we'd be leaving from Oklahoma. So, thankfully that's changed and we even have our reservation number for it.
Looks like we are going from Dallas to Baltimore on January 6th and then from Baltimore to Italy. Yay! Now I just need to figure out the details with Boomer. I'd rather take him under the seat with me, since he's small enough to, but Sean wants him to be with the cargo. However, there is some restriction about pets not being checked when it's under 45 degrees. I'm pretty sure in Baltimore in January it's going to be under 45 degrees.
So..now the bad news. I need suggestions on this please!
A couple of years ago I purchased a brand-new car. In order to get the loan my mom had to co-sign on the loan with me. I wanted to get my mom off the loan and put Sean on there, but when I called the bank this loan is through they said that wouldn't be a problem, but they could not authorize us to ship the car overseas, even if it were for a military move.
No problem right? We bank through USAA and have our car insurance through them so surely we can get a loan through them. I called yesterday to do the loan application and we were turned down. I'll be the first to admit my credit isn't the best. I paid off a credit card this year and I'm guessing that's what is still hurting us. I checked our credit reports today. Sean's at about 712 and I'm in the mid 600's.
Now we are between a rock and a hard place. Realistically I know that public transportation in Europe is great and we could do without a car, but Sean wants one there just in case. Plus I still owe about $9,000 on this car and if we just sell it, then we aren't going to get that much out of it and will still be paying for a car we don't even have.
We HAVE to have written permission of our leinholder in order to ship the car, so just leaving with the car and not telling the bank we currently have the loan with will not work.
I bank locally here and thought maybe we could get a loan from them or my other thought was that we might be able to trade-in our car and get a loan from a dealership if we got a new car. However, I'm not sure how that would work.
Any ideas? Suggestions? Miracles for me?
I really don't know what to do and it's stressing me out.
At any rate have a great Friday! I know even with this stress I'm still going to have a great weekend with the girls in Houston!